Fix & Flip Loans for Real Estate Investors
Finance the Purchase & Renovation of Investment Properties
Turn distressed properties into profitable investments with our Fix & Flip Loan Program. Whether you're flipping your first home or scaling your real estate portfolio, Home Access Financial provides the capital and support you need to purchase and renovate investment properties—all with speed and flexibility.
Call for a free home loan consultation
Program Highlights
Eligible Property Types
Single-Family Residences (SFR)
2–4 Unit Properties
Multifamily (5+ Units)
Mixed-Use Properties
Condos
Loan Terms
Short-Term: 6 to 24 months
Purchase or Refinance
Rehab/Renovation Allowed (Up to 100%)
Loan Features
Up to 90% LTC & 90% LTV
Up to 100% of Rehab Costs Covered
Loan Amounts: $100,000 to $4,000,000
Minimum Credit Score: 620
No Pre-Payment Penalty
No Bankruptcy or Foreclosure in the Last 2
Years
Close in as little as 5 days
Why Investors Love This Program
High Leverage: Finance both acquisition and renovations
Quick Closings: 5–7 days on average
Nationwide Availability: (excluding AK, ND, SD)
Competitive Rates: 10.99%–13.99%
Simple Qualification: LLC or personal name OK, no rehab experience required
Perfect for:
Investors flipping distressed or undervalued properties
Renovation-to-rent strategies (before converting to DSCR/Rental loan)
Fast movers needing capital without bank delays
Make Your Next Flip a Success
Apply today and fund your next investment with a trusted lending partner who understands your business. Get pre-qualified in minutes—no hidden fees, no wasted time.
Start Your Fix & Flip Application Now
Have questions? Call us at
(link to # purchased for Investor suite in HAF business associates sub account)
Why Choose Us?
Specialized Loan Programs
DSCR, fix-and-flip, rental, and new construction loans tailored for real estate investors.
No Income Verification
Asset-based lending with no personal income or employment verification required.
Fast Closings
Close in as little as 10–14 days with a streamlined approval process.
Why Choose Us?
Specialized Loan Programs
DSCR, fix-and-flip, rental, and new construction loans tailored for real estate investors.
No Income Verification
Asset-based lending with no personal income or employment verification required.
Fast Closings
Close in as little as 10–14 days with a streamlined approval process.
Nationwide Coverage
Lending available across most U.S. markets—perfect for local and out-of-state investors.
Flexible Terms
Competitive rates, 30-year fixed options, interest-only payments, and minimal seasoning.
Investor-Focused Expertise
Work with a team that understands DSCR, flips, rentals, and long-term strategies.
Nationwide Coverage
Lending available across most U.S. markets—perfect for local and out-of-state investors.
Flexible Terms
Competitive rates, 30-year fixed options, interest-only payments, and minimal seasoning.
Investor-Focused Expertise
Work with a team that understands DSCR, flips, rentals, and long-term strategies.
100 S. Ashley Drive, Suit 1150, Tampa, FL 33602
HAF Business Associates provides commercial loans and business financing solutions. All loan programs are subject to approval based on applicant creditworthiness, property eligibility, and other factors. Loan terms, interest rates, and fees are subject to change without notice. This website is for informational purposes only and does not constitute a commitment to lend. HAF Business Associates is not responsible for any errors or omissions in the information provided. The availability of these products may vary based on individual qualifications and state regulations. All loan programs and terms are subject to change without notice. To ensure that you are receiving the most up-to-date and accurate information, please contact us directly. Privacy Policy