Rental Property Loans for Real Estate Investors
Long-Term Financing for Buy & Hold Strategies
Build long-term wealth with our flexible Rental Loan Program designed for real estate investors. Whether you're expanding your portfolio or refinancing to free up capital, Home Access Financial offers competitive rates and streamlined approvals—based primarily on property cash flow, not personal income.
Call for a free home loan consultation
Program Highlights
Eligible Property Types
Single-Family Residences (SFR)
2–4 Unit Properties
Condos
Portfolios up to 50 Properties
Short-Term Rentals (STRs) OK
Loan Terms
30-Year Fixed
5 & 10-Year Interest-Only Options Available
Purchase, Refinance, or Cash-Out
Loan Features
Up to 80% LTV
Loan Amounts: $100,000 – $2,500,000 (per property)
Minimum Credit Score: 660
DSCR as low as 0.75 accepted
No income verification required
Close in 14–21 days
Why Investors Choose Our Rental Loans
Nationwide Lending (except AZ, ID, MN, ND, NV, SD, UT, VT)
No Tax Returns Needed – based on rental income
Flexible Property Types & Locations
Refinance Existing Rentals for Cash-Out
Transparent fees: $1,695 doc prep
Ideal For:
Investors building rental portfolios
Airbnb/VRBO owners (STRs accepted)
Cash-out refis to fund future deals
Portfolio investors seeking long-term fixed rates
Get Funded—Without the Hassle
Say goodbye to paperwork-heavy traditional loans. Our rental property loans offer a fast, reliable path to scale your passive income.
Apply Now for a DSCR Rental Loan
Prefer to talk it through? Call us at (Link to # for investor suite in HAF business associates sub account)
Why Choose Us?
Specialized Loan Programs
DSCR, fix-and-flip, rental, and new construction loans tailored for real estate investors.
No Income Verification
Asset-based lending with no personal income or employment verification required.
Fast Closings
Close in as little as 10–14 days with a streamlined approval process.
Why Choose Us?
Specialized Loan Programs
DSCR, fix-and-flip, rental, and new construction loans tailored for real estate investors.
No Income Verification
Asset-based lending with no personal income or employment verification required.
Fast Closings
Close in as little as 10–14 days with a streamlined approval process.
Nationwide Coverage
Lending available across most U.S. markets—perfect for local and out-of-state investors.
Flexible Terms
Competitive rates, 30-year fixed options, interest-only payments, and minimal seasoning.
Investor-Focused Expertise
Work with a team that understands DSCR, flips, rentals, and long-term strategies.
100 S. Ashley Drive, Suit 1150, Tampa, FL 33602
HAF Business Associates provides commercial loans and business financing solutions. All loan programs are subject to approval based on applicant creditworthiness, property eligibility, and other factors. Loan terms, interest rates, and fees are subject to change without notice. This website is for informational purposes only and does not constitute a commitment to lend. HAF Business Associates is not responsible for any errors or omissions in the information provided. The availability of these products may vary based on individual qualifications and state regulations. All loan programs and terms are subject to change without notice. To ensure that you are receiving the most up-to-date and accurate information, please contact us directly. Privacy Policy